Sergio ClavijoAlejandro Vera SandovalDavid MalagónLaura ClavijoAndrea Ríos SernaEkaterina CuéllarNelson Vera2026-03-222026-03-22201610.2139/ssrn.2827735https://doi.org/10.2139/ssrn.2827735https://andeanlibrary.org/handle/123456789/64950enPensionSustainabilityDisability pensionBusinessGeographyActuarial scienceEconomicsRisk of Disability, Old-Age and Death: Pension Sustainability in Colombiaarticle