JeanâPhilippe PlatteauDarwin Ugarte Ontiveros2026-03-222026-03-22202110.1016/j.worlddev.2021.105498https://doi.org/10.1016/j.worlddev.2021.105498https://andeanlibrary.org/handle/123456789/45696Citaciones: 17enFraming (construction)Actuarial scienceInsurance policyShock (circulatory)Self-insuranceGroup insuranceHealth insuranceIncome protection insuranceAffect (linguistics)Framing effectCognitive bias in insurance: Evidence from a health scheme in Indiaarticle