Ariel A. CasarínMaría Eugenia DelfinoLuciana A. Nicollier2026-03-222026-03-22202510.2139/ssrn.5449035https://doi.org/10.2139/ssrn.5449035https://andeanlibrary.org/handle/123456789/77901enLoanMarket powerCompetition (biology)Imperfect competitionImperfectBusinessMarginal costEconomicsMonetary economicsCross-collateralizationBanking Concentration, Outside Options and Market Power article