Evelin Mamani HuaytaDarwin Ugarte Ontiveros2026-03-222026-03-22202310.2139/ssrn.4421974https://doi.org/10.2139/ssrn.4421974https://andeanlibrary.org/handle/123456789/73236enMicrofinanceDilemmaPolitical scienceFinancial systemExplaining the Gender Gap Dilemma in Microfinancearticle