Sergio Clavijo2026-03-222026-03-22202110.2139/ssrn.3821922https://doi.org/10.2139/ssrn.3821922https://andeanlibrary.org/handle/123456789/70087enFinancial systemMarket liquidityBusinessMonetary economicsEconomicsCredit Transmission, Liquidity, and Bank Capital in Colombiaarticle