Sergio Clavijo2026-03-222026-03-22202010.2139/ssrn.3727503https://doi.org/10.2139/ssrn.3727503https://andeanlibrary.org/handle/123456789/69240esInterest rateEconomicsSubsidyFinancial systemWelfare economicsMonetary economicsPolítica Monetaria Expansiva: Efectos sobre márgenes, tasas de interés y subsidios crediticios (Effects on Financial Wedges, Interest Rates, and Credit Subsidies)article