Tamás KellerHubert János KissDiego Jorrat2026-03-222026-03-22202510.2139/ssrn.5128523https://doi.org/10.2139/ssrn.5128523https://andeanlibrary.org/handle/123456789/84400enTime budgetComputer scienceEconometricsFuture Time Reference and Time Preferences on the Individual Levelpreprint